Category: Loan

Knowledge construction financing: 7 factors for the best interest rate

You have found your dream property? Now it's time for the "nitty gritty". In this article, we explain what you must pay attention to before you apply for a loan.

Compare offers & the bank interview

The days of going to your local bank and being grateful that they approve your financing request are thankfully over. The price differences of the individual banks are sometimes immense. Construction financing is still an important source of income for banks and you are a desirable customer.

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What unique benefits do companies offer their employees worldwide?

Nowadays, most companies understand the importance of offering employee benefits. After all, employee benefits have been found to increase employee engagement, productivity and motivation and are an effective recruitment and retention tool.

Glassdoors employment confidence survey from 2015 reveals that for about 60% of people, benefits play an important role in their decision making when considering a job offer. The survey also reveals that nearly 80% of employees would prefer additional benefits over a pay increase.

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How does a construction financing work?

Most people who want to buy or build their own home are interested in the financing process.
In this article, we describe the process of a construction financing consultation at our company, from the initial contact to loan acceptance.

As a rule, we receive most inquiries in the area of real estate financing through our online presence and through referrals. Often there is already a concrete object, which wants to be acquired. Due to the current situation on the real estate market, speed is required in addition to sound advice. We can score points with our customers because we are not bound to any opening hours and also allow "spontaneous" appointments.

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How much equity for house purchase

Especially the last years show that more and more people have the desire to own their own property. You want to create their own empire, be independent of landlords. But what about the equity capital? How much should be available for the purchase of a house? How much equity for home purchase should be on the side?

Why do you need equity capital to buy a house in the first place??

How much equity for home purchase

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How to improve your credit rating

Arrows upwards - creditworthiness

Your creditworthiness or. Creditworthiness usually determines whether banks or other financial institutions will grant you a loan. Even if you otherwise meet all the conditions for a loan, the answer can sometimes be negative due to your creditworthiness. Today, we'll discuss credit scores, what they're all about, and how to improve them so you can get the credit you want.

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“We want to be opportunity providers for integration”

It has certainly drawn a lot of capacity, bringing with it ups and downs. I was pleasantly surprised to see that the investors paid a lot of attention to our impact this time around. Before we became a non-profit in 2016, we tended to deal with commercial investors who did not understand the core of our model and saw the social aspect as a marketing gimmick. In this respect, it was a very nice experience to find impact investors who share our vision and for whom we do not have to bend.

Did you also face any concerns?

What surprised us a lot is that many investors are not yet ready for impact investing. They are interested in it, but act more according to the motto: either donate and the money is gone, or invest and then earn real money. The great thing about impact investing is that you can generate social impact more than once with one euro. That's what we liked about working with FASE: the investors in the network already understood the principle. In addition, we and the other FASE clients inspire people to overcome this mental and sometimes administrative hurdle. We have funding partners who have told us that they would like to make an impact investment instead of a donation in the next round of funding.

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