Anyone who wants to apply for a loan on the internet can get a lot wrong when filling out the loan application, but of course they can also get a lot right. In some cases, small additional details and information, for example on the financial circumstances of the borrower, can already be decisive for the desired loan approval. The following article contains numerous tips for the correct filling out of a credit application and goes into it, which data and information for a positive credit decision can be particularly advantageous.
The correct indication of the income conditions
With the evaluation of a credit inquiry it depends after the data to the desired credit, above all on the income conditions specified by the borrower. The income situation must always be sufficient to demonstrate a debt service capability required by the bank, which is a basic prerequisite for loan approval. As a borrower, you should therefore know how to present your personal income situation in the best possible way, but of course truthfully. A common mistake is "forgetting" to include christmas and vacation bonuses, although this information can be very important for the credit rating.