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“We want to be opportunity providers for integration”

It has certainly drawn a lot of capacity, bringing with it ups and downs. I was pleasantly surprised to see that the investors paid a lot of attention to our impact this time around. Before we became a non-profit in 2016, we tended to deal with commercial investors who did not understand the core of our model and saw the social aspect as a marketing gimmick. In this respect, it was a very nice experience to find impact investors who share our vision and for whom we do not have to bend.

Did you also face any concerns?

What surprised us a lot is that many investors are not yet ready for impact investing. They are interested in it, but act more according to the motto: either donate and the money is gone, or invest and then earn real money. The great thing about impact investing is that you can generate social impact more than once with one euro. That's what we liked about working with FASE: the investors in the network already understood the principle. In addition, we and the other FASE clients inspire people to overcome this mental and sometimes administrative hurdle. We have funding partners who have told us that they would like to make an impact investment instead of a donation in the next round of funding.

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How savings bank bosses are increasing their equity capital

Savings bank bosses in saarland withhold millions from the districts and cities by unnecessarily accumulating equity capital and thus driving up their salaries. A frankfurt economics professor has found out about them. Saarlandinside series part 2 about questionable business practices.

For years, savings bank executives have been whining to their board controllers about a difficult business situation. The low-interest phase is squeezing earnings. And – the banking crisis is still in people's minds – many millions of euros would have to be added to equity capital. Despite these problems, however, he said, it was still possible to distribute a few million for the county treasury. It all sounds great. The board of directors is impressed and nods the annual report mostly without criticism.

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What unique benefits do companies offer their employees worldwide?

Nowadays, most companies understand the importance of offering employee benefits. After all, employee benefits have been found to increase employee engagement, productivity and motivation and are an effective recruitment and retention tool.

Glassdoors employment confidence survey from 2015 reveals that for about 60% of people, benefits play an important role in their decision making when considering a job offer. The survey also reveals that nearly 80% of employees would prefer additional benefits over a pay increase.

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How to improve your credit rating

Arrows upwards - creditworthiness

Your creditworthiness or. Creditworthiness usually determines whether banks or other financial institutions will grant you a loan. Even if you otherwise meet all the conditions for a loan, the answer can sometimes be negative due to your creditworthiness. Today, we'll discuss credit scores, what they're all about, and how to improve them so you can get the credit you want.

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Knowledge construction financing: 7 factors for the best interest rate

You have found your dream property? Now it's time for the "nitty gritty". In this article, we explain what you must pay attention to before you apply for a loan.

Compare offers & the bank interview

The days of going to your local bank and being grateful that they approve your financing request are thankfully over. The price differences of the individual banks are sometimes immense. Construction financing is still an important source of income for banks and you are a desirable customer.

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How does building savings actually work??

Written by olaf varlemann – managing director baufi-nord gmbh.

In view of the recently strongly risen interest bausparen experiences straight a renaissance. Many consumers wonder whether they should secure favorable interest rates for the future with a bauspar contract now. This can make perfect sense, but, as always in life, it all comes down to the finer points. First of all, one should know how building savings works at all. The basic principle of building savings is actually quite simple.

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What net interest margin is typical for a bank?

Learn german | interrogative pronoun "welch-" | interrogative pronoun | A1 – lesson 53 (october 2022)

What is a typical net interest margin for a bank?

In the united states, the average net interest margin for banks in the first quarter of 2015 was 3.3%. However, this was the lowest average net interest margin in more than 10 years. .. The net interest margin for U.S. Banks in the first quarter of 2005 was 3.5%. A peak of 3.84% was achieved in the first quarter of 2010. On the surface, this suggests that a typical net interest margin for U.S. Banks in the 21. Century interest rates range from 3 to 4 percent.

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What does a master automotive technician do?

But you can achieve even more by attending a master craftsman's training school for motor vehicles. There then beside the deepening of the knowledge in kfz technology also economical contents absolutely form a focus. A special challenge is the guidance of apprentices for whom the motor vehicle foreman takes responsibility. With the master craftsman's certificate you have the possibility to open your own automotive business and to train apprentices in it.

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