5 Reasons i wish i had never gone to college

5 Reasons I wish I had never gone to college

I believed in the american dream. I believed that I could be whoever I wanted to be, no matter what my hardships were, no matter where I came from.

I can't even see that dream anymore. The reason why? I am drowning in debt, similar to millions of others in my generation. I have always considered myself practical, hardworking, and in my ability to make decisions. My credit is good, I make my payments on time . But a few days ago a staggering realization struck me.

I've had a job since I was in the fifth grade. Whether it was picking berries at a local farm or cleaning the lady's house down the street, I have been working STILL for 15 years now. In 2000, I took on any kind of gardening job in my neighborhood. What did I make as a 12 year old back then? About $5 per hour. When I turned 15, I got a job as a busser at a local restaurant and started working for $5.15/hr (which was minimum wage at the time). At this point, I had no significant expenses: no rent, food, tuition, etc. The only things I had to pay for were my fuel to get to school and my new clothes.

Eventually I was promoted to server. The pay stayed the same, but the tips went up. Dinner was 24 hours and on weekends I worked from 6pm to 3am. My take home tips would be about $90 a night, and when I crunched the numbers, I found that I was making about $16.50 an hour at age 16.

I am now 27. I have a bachelor's degree; I have traveled the world, have 15 years of customer service experience, and am a motivated individual. But somehow I still find my only real job options in the $10 to $12 an hour range. The only difference is that now I have to pay for rent, food, energy bills, water bills, my cell phone, internet, entertainment, credit cards, and DON'T FORGET – $440 a month for my STUDENT LOANS!

Here I would like to discuss the top five reasons why I wish I had never gone to college.

1. College shouldn't be twice as expensive as advertised.

With an interest rate of 6.8 percent on my student loans, I don't pay 40.000 US dollars for my education. I actually pay about 80.000 US dollars. That's amazing, especially when we think that it's still getting more expensive to go to college. I also attended a state university and worked almost full time while in college. I lived as frugally as I could and still barely made my expenses. I also had several scholarships and help from my parents. That's incredible!

To put this in perspective, let me tell you a funny anecdote. My boyfriend's mother (who is now a teacher) paid for her college in full by working a part time job while attending school. Things have changed a bit, haven't they?

2. It turned my generation into slaves.

The financial problem gets so out of control that I see some of my friends in their twenties go bankrupt. I hear my friends say, 'I don't think I can afford to have kids because I have student loan debt'.' Or, 'I have to work $10 an hour because I don't have enough experience to get something that pays more.'

EXCUSE ME. You have a COLLEGE DEGREE! In some cases, a MASTER'S DEGREE can be . How has our society dropped the ball on our bright and ambitious young people at this caliber? What is education worth to us?

My colleagues who sought higher education should not face financial hardships and question their future because they wanted to better themselves. There is something wrong with this picture!

3. Wages have gone down while tuition has gone up.

As an adult, I have many expenses. EVERYWHERE – I don't have a smartphone, I do NOT have kids, I went to college and my car is paid for. I rarely go out and do not smoke. I also live in a house that has a very reasonable rent. I live as modestly as I can . And $10 an hour is still not a livable wage. The truth is our small businesses are not getting enough traffic to pay us what we are worth and corporate america has outsourced so much they are NOT paying us what we are worth. Expectations keep rising while pay is falling.

4. It has made almost no difference in my voting area.

Initially, I went to college to study psychology, and eventually changed my major to pursue music as my degree. I know what you are thinking, 'why?' Well, I defended this enough times to tell you that I did it because I wanted to become the best version of me. I wanted to find a way to make a career doing what I LOVE. I have been told the age old story all my life: you probably won't use your major in your profession, but it makes a big difference that you have a degree. WHY? WHY do we tell people this?

This is nonsense. I never got a job because of my degree. If you have what it takes to perform as a musician, perform, regardless of your background. Do you know what I got because of my degree and that mentality? Financial difficulties. Period.

5. 18 year olds who have no credit are being scammed.

Seems fair, 100.To sign 000 US dollars to someone who has never 1.000 US dollars had to pay back? Some of these signers have never had a real job and are not GUARANTEED to work after graduation. Yes, we have credit counseling, but this is clearly not done in a realistic way. If advisors laid out the actual reality of loan repayment terms, many of these 18-year-olds would shove the pen back into their lenders' hands and tell them to shove it.

It wasn't until my six-month grace period was up and I started making huge payments on my loans that I really understood what the next 20 years of my life would look like. Why do I have to pay for the college experience for more than 20 years of my life?! Please tell me how much experience is worth so much time.

It's pretty disheartening to see the truth in writing here, but I've been thinking these things and sitting on the sidelines for far too long. I wrote this to highlight the reality of a generation that is being left behind. If we pay most of our adult lives into our student loans, when do we start saving for retirement?

When do we buy this house or property? What becomes of those of us who are diagnosed with diseases that require high medical bills? The bottom line is that we need to establish affordable education in america and tell the colleges and loan companies that this is NOT acceptable. Something must be done. More people need to come forward. Any change we want to see in the future starts with telling our stories.